iSoftpull enables you to pull your clients' FICO scores and full credit reports using their name and address only. You still must obtain the client's consent to run their credit, however, thanks to recent developments in technology, iSoftpull can pull their entire credit file and FICO Score without their social security number.
We often get asked "How accurate is a soft pull" and "Okay, but we need a mortgage FICO score which is different... do you have that?"
The answers to the above questions are:
The data is the exact same data that is on a hard pull, its just a soft pull; and
Yes we can provide you with a mortgage FICO score. We can provide you with any score model you want.
Consumer consent may be obtained one of three ways:
Online (embed for or API)
Over the Phone
In Person
If your company would like to pull your client's credit with a soft credit check, give us a call at 760-579-6171 or feel free to reply to this email!
